:root {
  --bg: #fdfcf9;
  --ink: #1a1a1a;
  --muted: #555;
  --rule: #e3e0d8;
  --accent: #1a3a5c;
  --accent-hover: #0f2a47;
}
* { box-sizing: border-box; }
html { -webkit-text-size-adjust: 100%; }
body {
  font-family: -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, sans-serif;
  font-size: 18px;
  line-height: 1.6;
  color: var(--ink);
  background: var(--bg);
  margin: 0;
  padding: 0;
}
.wrap {
  max-width: 720px;
  margin: 0 auto;
  padding: 32px 20px 64px;
}
header.site {
  padding-bottom: 24px;
  border-bottom: 1px solid var(--rule);
  margin-bottom: 32px;
}
.brand {
  font-size: 18px;
  font-weight: 600;
  letter-spacing: 0.02em;
  color: var(--ink);
  text-decoration: none;
}
nav.crumbs {
  font-size: 14px;
  color: var(--muted);
  margin-bottom: 24px;
}
nav.crumbs a {
  color: var(--muted);
  text-decoration: none;
}
nav.crumbs a:hover {
  color: var(--accent);
}
nav.crumbs .sep {
  margin: 0 8px;
  color: var(--rule);
}
h1 {
  font-size: 34px;
  line-height: 1.2;
  margin: 0 0 16px;
  letter-spacing: -0.015em;
  font-weight: 700;
}
h2 {
  font-size: 26px;
  line-height: 1.2;
  margin: 2.4em 0 0.7em;
  letter-spacing: -0.01em;
  font-weight: 700;
}
h3 {
  font-size: 19px;
  line-height: 1.3;
  margin: 1.8em 0 0.5em;
  font-weight: 600;
}
p { margin: 0 0 1.25em; }
.lede { font-size: 20px; line-height: 1.55; }
a { color: var(--accent); text-decoration: underline; text-underline-offset: 2px; }
a:hover { color: var(--accent-hover); }
ul, ol { padding-left: 24px; margin: 0 0 1.25em; }
li { margin-bottom: 10px; }
strong { font-weight: 600; }
em { font-style: italic; }
hr.section-rule {
  border: 0;
  border-top: 1px solid rgba(0,0,0,0.1);
  margin: 4em 0 0;
}
hr.section-rule + h2 { margin-top: 1.4em; }

/* Disclosure banner */
.disclosure-banner {
  background: #f7f5ee;
  border: 1px solid var(--rule);
  border-left: 4px solid var(--muted);
  padding: 14px 18px;
  margin: 28px 0 32px;
  font-size: 15px;
  line-height: 1.55;
  color: var(--ink);
  border-radius: 4px;
}
.disclosure-banner p { margin: 0; }

/* Callout — for load-bearing claims */
.callout {
  border-left: 4px solid var(--accent);
  padding: 4px 0 4px 22px;
  margin: 28px 0;
  font-size: 19px;
  font-style: italic;
  line-height: 1.5;
  color: #2a2a2a;
}
.callout p { margin: 0 0 0.6em; }
.callout p:last-child { margin-bottom: 0; }

/* CTA block */
.cta {
  background: #f5f1e8;
  border: 1px solid var(--rule);
  border-radius: 8px;
  padding: 24px;
  margin: 48px 0 32px;
}
.cta p:last-child { margin-bottom: 0; }
.cta strong { display: block; margin-bottom: 8px; font-size: 17px; }

/* Two-column comparison block */
.compare {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 32px;
  margin: 12px 0 1.5em;
}
.compare-col h3 {
  font-size: 13px;
  font-weight: 700;
  margin: 0 0 14px;
  letter-spacing: 0.1em;
  text-transform: uppercase;
  color: var(--muted);
}
.compare-col ul { padding-left: 20px; margin: 0; }
.compare-col li { margin-bottom: 8px; font-size: 17px; line-height: 1.5; }
@media (max-width: 600px) {
  .compare { grid-template-columns: 1fr; gap: 24px; }
}

/* Related section */
.related {
  margin-top: 56px;
  padding-top: 24px;
  border-top: 1px solid var(--rule);
}
.related h2 {
  font-size: 14px;
  font-weight: 700;
  margin: 0 0 14px;
  letter-spacing: 0.08em;
  text-transform: uppercase;
  color: var(--muted);
}
.related ul {
  padding-left: 0;
  list-style: none;
  margin: 0 0 16px;
}
.related li {
  margin-bottom: 8px;
  font-size: 16px;
}

footer.site {
  margin-top: 48px;
  padding-top: 24px;
  border-top: 1px solid var(--rule);
  font-size: 14px;
  color: var(--muted);
}
footer.site a { color: var(--muted); }
footer.site .legal-links { margin-bottom: 8px; }
footer.site .emergency { font-size: 13px; margin: 8px 0 12px; line-height: 1.5; }
footer.site .emergency strong { color: var(--ink); }
footer.site .copy { font-size: 13px; }

@media (max-width: 600px) {
  .wrap { padding: 24px 16px 48px; }
  h1 { font-size: 28px; }
  h2 { font-size: 22px; }
}